Tuesday, October 11, 2011
insurance, social security and hernia
It's been a rough day. I had to go do a deposition for the lawyer representing DVUSD. I was already emotional before I started because I do not like driving in unknown places looking for a building I've never been in before, and parking in a parking garage not knowing where the building is from were I parked, and hoping I'll be able to find my car again. I ended up being 15 minutes late :( I hated talking about all my medical issues with the lawyer, I fell at work it should not matter what else is wrong with me, or has been wrong with me since birth. I just feel like this whole thing is a joke from the insurance company (i.c.). I left crying. I'm sure they won't settle and I'll end up in court on November 2nd. The biggest issue seems to be that I never got the denial letter dated March 9th. I had been in contact with the insurance carrier all summer and when I finally learned I needed to appeal the denial is when the i.c. sent me a copy of the denial, some how I will have to convince the judge I did not receive the first notice. That is why I appealed later than 30 days. The claim should not have been denied in the first place and the i.c. told the lawyer I had this information on the phone. I told the lawyer this information this morning and showed him where she (my lawyer) wrote what the i.c. told her on my papers. The DVUSD lawyer is going to call the i.c. and verify this, he said he would call me back tomorrow, I hope he does, but I doubt he will, I'm sure days will go by before I hear from him.
I was supposed to met with social security yesterday, only I got a letter on Friday that said, they would be closed on Monday, really it was a holiday and it took them to Friday to relive they would be closed? They wanted me to go in today to met with my case file worker, at the same time I had to be at the deposition. I left a message with them on Friday and today when I got home from the deposition, of course they did not call back, and the number listed on the contact info on the letter had a number that is no longer in service number, so I had to call an 800 number. I'm sure I'll get a letter tomorrow saying "where were you, and because you didn't come in we will decide your case" for you type letter. This makes me beyond crazy.
Then to top off my afternoon, I saw the surgeon who did my hernia surgery in June. The area has not gone down since I saw her 8 weeks ago. Because it's trickier to just stick a needle in me and drain some fluid, because of the blood thinners, we decided I would wear the binder for 3 more months and re-check it, then go through the needle procedure. Even after she drains the fluid I will have to wear the binder. I am sick of the binder! Why can nothing be simple for me?
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